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Click to go to Trinity UMC FPU Home Page Welcome!
This site is offered as a resource for participants in Financial Peace University
at Trinity United Methodist Church, Gainesville, FL,
and for ANYONE who can benefit from this information! Trinity would like to acknowlege and thank Keith Chuvala for allowing us to use his material for this FPU web site.

To register, or for more information about FPU at Trinity UMC, contact Scott Gulbranson or Troy Holloway at the church, (352) 376-6615.
To get a registration form, Click Here!
Click to go to Dave Ramsey's FPU Page
FPU Schedule for Spring 2008
(6:00 PM to 8:00 PM in Room E222)
Week 1
2/6/08		 Super Savers
In this lesson, Dave explains the Seven Baby Steps that will guide you throughout FPU. You will also learn the three key reasons why you should save money—and why you must start now!
Week 2
2/13/08		 Relating with Money
This lesson will teach spouses how to communicate and work together toward success. Also, singles will learn the importance of teamwork and parents will find out how to teach their kids about money.
Week 3
2/20/08		 Cash Flow Planning
Unlock the secret of developing a monthly spending plan that really works.
Week 4
2/27/08		 Dumping Debt
It’s time to debunk the myths that most people believe about debt! In this lesson, Dave Ramsey reveals the truth about the credit lies and gives you a plan for walking out of debt with confidence.
Week 5
3/5/08		 Credit Sharks in Suits
What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.
Week 6
3/12/08

Buyer Beware
Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!
Week 7
3/19/08		 Cause and Effect
In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.
Week 8
3/26/08

That's Not Good Enough
Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying “That’s not good enough!”
Week 9
4/2/08		 Of Mice and Mutual Funds
Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!
Week 10
4/9/08		 From Fruition to Tuition
Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!
Week 11
4/16/08
 Working in Your Stregths
This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.
Week 12
4/23/08		 Real Estate and Mortgages
Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.
Week 13
4/30/08		 The Great Misunderstanding
Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.
This is also Graduation Night!
Worksheets from the FPU Workbook
FPU Worksheets.xls This is an Excel Worksheet that replicates some of the forms in our class workbook. The individual sheets are available below.
FPU_Sheet_5_Monthly_Cash_Flow_Plan.xls This is the Cash Flow worksheet ("Sheet 5" in the workbook) alone. It is included in FPU Worksheets.xls, as well.
FPU_Sheet_7_Allocated_Spending_Plan.xls This is the Allocated Spending Plan worksheet ("Sheet 7" in the workbook) alone. If you get paid more than once per month, you NEED to fill out this sheet using the amounts in Sheet 5!
FPU_Irregular_Income_Planning.xls This is the Irregular Income Planning worksheet. A MUST for those with unpredictable income!
FPU_Equity_Sheet.xls This is the Equity worksheet alone. It is included in FPU Worksheets.xls, as well.
FPU_Income_Sheet.xls This is the Income worksheet alone. It is included in FPU Worksheets.xls, as well.
FPU_Lump_Sum_Planning.xls This is the Lump Sum Planning worksheet alone. It is included in FPU Worksheets.xls, as well.
FPU_Quickie_Budget.xls This is the Quickie Budget worksheet alone. It is included in FPU Worksheets.xls, as well.
FPU_Debt_Snowball.xls This Excel Worksheet replicates the Debt Snowball worksheet, just as it is in the book. No frills with this one!
FPU_Debt_Snowball_Calculator_V2.xls This Excel Worksheet uses macros to actually run your debt snowball plan! NEW: Craig Zufelt has added a feature that allows you to run different snowball scenarious (thanks, Craig!).
NOTE: You MUST have macros enabled to use this sheet. To change your macros security level in Excel, Go to Tools | Macros | Macro Security, and specify either Medium (recommended) or Low (NOT recommended!)
FPU_Monthly_College_Planning.xls This Excel Worksheet replicates the college planning worksheet, adding the capability to work with multiple children. Calculate 'em and weep!
Other Useful Worksheets
FPU_Save_Withdraw_Plan.xls This is simple worksheet I constructed to assist in saving for retirement, and then planning for withdrawls from retirement savings.
FPU_Spending_Plan.xls This is my sample Spending Plan (a.k.a. "budget") worksheet template. Helps in establishing that zero-based spending plan!
Allocated_Budget.xls This is my sample budget specifically for folks who are paid every week. This combines the budget and the allocated spending plan, and is a great tool for managing your month with weekly paychecks!.
Miscellaneous
ProRataPlan.html This Email response presents an easy-to-understand example of the Pro Rata Plan, used when you can't make your minimum payments. (May 7, 2005)
Coupons.html We've used a worksheet like this to track our coupon savings. (10/03/02)
Links
Dave Ramsey's Web Site
If you can't catch Dave's show on the radio (KNTH, 1070AM 1-3 p.m.in Houston) you can listen on the 'Net using Windows Media Player or Real Audio
Mary Hunt's "Intelligent Borrowing or Stupid Debt" from Focus on the Family
Envelopes!
Do-It-Yourself Envelopes
Dave Ramsey's
Baby Steps

0n-line calculators
from DinkyTown.net
(Java Required)
Look! He has hair!!!
Dave
Here's a link to an OLD AnnOnline interview with Dave.
How to Write a
Household Budget - A work in progress
$$$
Keith's Shopping List Manager (beta test version) is now available!
FREE Credit Report!
Go to AnnualCreditReport.com to get your free report for each of the big three credit reporting agencies. This is the real deal, not a sales gimmick like so many other "free" offers.
NEW! CBS TV
Dave on CBS TV!
Links to recent Dave segments on CBS's Early Show


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